mint.com
This is such happy news! Mint.com will make your life so much better, I promise!
I have been budgeting since when we got married (June 2006) and we used Excel. Every time I would get receipts (from Eddie or myself) I would insert them into the budget. This isn't a very accurate system, as I would look at our bank account and think: "CRAP! I forgot I wrote that check!" or "Dang it Eddie!!! You didn't tell me you went to the post office!" Plus, in the move we didn't have our computer set up for over a month, so I didn't keep track of the budget. But all those woes are gone.
CUZ WE SIGNED UP FOR MINT.COM!!! Oh, and its free. It links up with all our bank accounts, and keeps track of student loans and everything. So I don't have to put stuff in to the computer, its already there. And that way, I can forget all my injured brain cares to. WONDERFUL! Eddie and I have both heard about it for a while, but we thought we get started with a new form of budgeting this time around, and I really appreciate it!
Except I think it forms a false sense of security. Let me explain: you insert all of your bank accounts and assets and liabilities and stuff. This includes any property you own, and in my case, a home. So I get this big old number for my "net worth" and lets be honest...that number is probably a BIG FAT LIE! It doesn't take into account what that net worth will be like if the economy tanks or something. Then my house is more like a liability. And then Eddie and my credit score will be jacked and all that way to hard of work will be for nothing...
But if not I have a big net worth!!!!! Yay for that.
So, in conclusion, I suggest you sign up for mint.com. If you do have a budget, it will make it all so much easier. If not, well I don't think the bandwagon will ever be this accessible, so go ahead and jump on!
And you're probably thinking... "wow, the girl is a LOSER. How much does she love budgeting?!" You're right, I do love all things finance. Which stems from the fact that I WILL BE RICH!!! so I better start keeping track of my money now.
I have been budgeting since when we got married (June 2006) and we used Excel. Every time I would get receipts (from Eddie or myself) I would insert them into the budget. This isn't a very accurate system, as I would look at our bank account and think: "CRAP! I forgot I wrote that check!" or "Dang it Eddie!!! You didn't tell me you went to the post office!" Plus, in the move we didn't have our computer set up for over a month, so I didn't keep track of the budget. But all those woes are gone.
CUZ WE SIGNED UP FOR MINT.COM!!! Oh, and its free. It links up with all our bank accounts, and keeps track of student loans and everything. So I don't have to put stuff in to the computer, its already there. And that way, I can forget all my injured brain cares to. WONDERFUL! Eddie and I have both heard about it for a while, but we thought we get started with a new form of budgeting this time around, and I really appreciate it!
Except I think it forms a false sense of security. Let me explain: you insert all of your bank accounts and assets and liabilities and stuff. This includes any property you own, and in my case, a home. So I get this big old number for my "net worth" and lets be honest...that number is probably a BIG FAT LIE! It doesn't take into account what that net worth will be like if the economy tanks or something. Then my house is more like a liability. And then Eddie and my credit score will be jacked and all that way to hard of work will be for nothing...
But if not I have a big net worth!!!!! Yay for that.
So, in conclusion, I suggest you sign up for mint.com. If you do have a budget, it will make it all so much easier. If not, well I don't think the bandwagon will ever be this accessible, so go ahead and jump on!
And you're probably thinking... "wow, the girl is a LOSER. How much does she love budgeting?!" You're right, I do love all things finance. Which stems from the fact that I WILL BE RICH!!! so I better start keeping track of my money now.